Deductible Auto Body Tip From Monty at Superior

Deductible Auto Body Tip

Superior Auto Body Saskatoon has been in business since 1961, and we have been an SGI ELITE Autobody shop and have been SGI accredited since 1982. There are many reasons we have so many loyal long standing clients from all over the city, but mostly it is the small, personal touches that we offer to people who have been unfortunate enough to require our services. We offer newer model courtesy cars and vans for our clients.. and to help out we will also pick up your vehicle and take it to your SGI appointment for you and deliver the courtesy car to you at home. In our latest ‘Auto Body Tip with Monty,’ owner of Superior Auto Body shares information on your deductible providing examples of when you do and don’t have to pay it.

When Do You Pay Your Deductible?

Do you know when you may have to pay your deductible? Monty explains in the video scenarios when you do and don’t have to pay your deductible.

Pay Your Deductible

Scenario #1

You leave your vehicle in a parking lot and you return to damage. This may include a hail storm or you have been involved in a hit and run with no note left on your vehicle. This scenario you do have to pay the deductible.

Scenario #2

If you have been involved in an accident where you are at fault, according to SGI. This scenario you do have to pay the deductible.

You Do Not Have to Pay

Scenario #1

You have been involved in an accident where you are not at fault and the other person involved is at fault, according to SGI. You do not have to pay your deductible in this scenario.

Common Example

One situation that happens a lot is when you have been involved in an accident where you are at fault but your vehicle does not have any damage. The other party involved has damage. Do you have to pay their deductible? No you do not.

Here is an example: You back up your truck out of your drive way and you hit your neighbour’s vehicle. Your truck has no damage but your neighbour’s vehicle does have damage. You do not need to pay your deductible in this scenario.

If you have questions regarding your deductible or need collision repair contact us at Superior Auto Body and we can handle all of your repair needs. When you bring your vehicle to Superior Auto Body in Saskatoon, you receive a FREE courtesy car while your vehicle is in the shop.

If you’ve been involved in a collision and are looking to restore your vehicle back to its original form, contact the team at Superior Auto Body Today here we are a Trusted Saskatoon auto body and collision centre.