Superior Shares The Top Auto Body and Collision Repair Myths. 

Superior Auto Body Saskatoon has been in business since 1961, and we have been an SGI ELITE Autobody shop and have been SGI accredited since 1982. There are many reasons we have so many loyal longstanding clients from all over the city, but mostly it is the small, personal touches that we offer to people who have been unfortunate enough to require our services. We offer newer model courtesy cars and vans for our clients..and to help out we will also pick up your vehicle and take it to your SGI appointment for you and deliver the courtesy car to you at home. In our latest blog post, we discus. In our latest collision repair tip, we share the top auto body and collision repair myths.

Getting into an accident can be a traumatic and sometimes unsettling event. Learn to identify the most common myths about auto body repair, preparing yourself for the process.

Most Common Auto Body and Collision Repair Myths

Myth 1: SGI Chooses Which Auto Body Shop You Visit

You as the automobile owner have the right to take your vehicle where you want. Superior Autobody is an SGI Elite Collision Repair shop and we pride ourselves on our skills, quality and service.

Myth 2: Only the Dealership Collision Repair Shop Can Fix My Vehicle 

There is a common misconception that only auto car dealers can restore your new vehicle to what it was before an accident.

Myth 3: My Insurance Company Will Cover Any Damage to My Car

When you register a vehicle, you pay a flat registration fee and get a basic package of insurance on your plates. The insurance includes:

  • Coverage for damage to your vehicle, subject to a deductible
  • Personal injury insurance from a vehicle collision
  • Liability insurance for damage your vehicle causes to another vehicle or property, or injury to othersVehicle damage and your deductible


The physical damage your vehicle suffers from a collision is covered by your basic plate insurance, subject to a deductible. The deductible is the amount you must pay before your basic plate insurance covers the rest of the costs. Most vehicles with basic plate insurance have a $700 deductible. If you want to pay a smaller deductible, you can buy an SGI CANADA Auto Pak with the deductible option that works best for you.

Vehicle Damage Coverage

Your vehicle is covered for its actual cash value. This is the market value of your vehicle when compared to similar vehicles, with similar equipment, mileage and condition as your vehicle.

Coverage limitation- There are some limitations on vehicle damage coverage.

For example:

  • Loss or damage to a vehicle insured under antique use $800 less your deductible of $500
  • Loss or damage in classes A, C, D or TS (commercial trailers)– unless it says otherwise, limited to $15,000 or the declared value, less your deductible
  • After-market audio, visual, sound or communication equipment capped at $1,500 per incident or collision – $2,200 less your $700 deductible.

If your vehicle is damaged, take steps to make sure more damage doesn’t happen. For example, if your vehicle’s window is broken, put a plastic cover over the window to prevent water damage from rain.

Extra damage coverage

For increased protection, you can choose to buy extra damage coverage with an auto extension policy through your insurance broker.

 Myth 4: After a Car Has Been in an Accident it Will Never be the Same

While a vehicle may be badly damaged in an accident, a good collision repair center has the knowledge and resources to get your car back to its previous condition. This includes not only safety and functioning but the aesthetics of your vehicle as well. Your car can be the same as it was before the accident.



Our team at Superior take pride in their workmanship… as we always say,

“When we get through it’s just like new”.

Enjoyed hearing about the top Auto Body and Collision Repair Myths? Looking to read more road safety and auto body industry articles??

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